Free VA Disability Tools

Free calculators and checklists built on the official VA rules — real 38 CFR math, current 2026 rates, no signup required.

VA Combined Rating Calculator

See your real combined rating with the exact 38 CFR §4.25 "whole person" math shown step by step — including the bilateral factor. Why 50% + 30% isn't 80%.

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VA Back Pay Calculator

Estimate the retroactive lump sum the VA owes you from your effective date forward — and why the effective date is your biggest lever.

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TDIU Eligibility Checker

Check whether your ratings meet the schedular 60/70 rule for TDIU — paid at the 100% rate even without a 100% rating.

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Claim Readiness Checklist

Work through the 9 steps of a well-built VA claim — evidence, nexus, effective date — and see what's still missing before you file.

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Want the whole claim checked, not just the math?

VetAid's AI reads your conditions, decision letters, and C&P exams, flags missed secondary conditions and exam errors, and drafts the statements to fight a lowball rating.

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