r/VeteransBenefits

sleep apnea and insomnia

Yes, your recent diagnoses and CPAP issue place you in a strong position for future VA disability ratings, provided you formally establish service connection. Your conditions will be rated separately: sleep apnea under 38 CFR § 4.97, Diagnostic Code (DC) 6847, typically at 50% for requiring a CPAP (38 CFR § 4.97, Note 1). Insomnia is rated as a mental health disorder under DC 9201-9304 in 38 CFR § 4.130, with ratings from 0% to 100% based on occupational and social impairment. Critically, the VA generally cannot assign separate ratings for sleep apnea and insomnia if they are considered symptoms of the same underlying mental health condition (*Boucher v. Shinseki*); however, you can potentially claim one as secondary to the other (e.g., sleep apnea secondary to service-connected anxiety) to achieve a combined higher rating. Your actionable next steps are: 1) Ensure all diagnoses, your sleep study results, and CPAP prescription are meticulously documented in your service treatment records (STRs); 2) Continue all prescribed treatments and report all symptoms to military medical providers to strengthen the chronicity and severity of your conditions; and 3) Upon initiating your VA claim, obtain a detailed medical nexus opinion linking both conditions to your active duty service, as this is required for service connection per 38 CFR § 3.303. **Disclaimer: This information is for educational purposes regarding VA claims processes and is not intended as legal or medical advice; for personal guidance, consult an accredited VA attorney or claims agent.**

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What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
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Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).