r/VeteransBenefits

ChampVA Insurance Card

The ChampVA card bearing your wife's maiden name is incorrect and must be corrected to match her current legal identification to prevent claim denials and ensure seamless healthcare access. ChampVA eligibility and beneficiary information are directly tied to the veteran's dependency records at the Veterans Benefits Administration (VBA), governed by 38 CFR 3.807 and administrative procedures in 38 CFR 17.270-278. The discrepancy likely stems from the original application data or how her dependency was established (e.g., if proven via a marriage certificate showing her maiden name). The actionable next step is to immediately submit a **CHAMPVA Change of Information Form (VA Form 10-7959c)** along with a copy of her legal identification (driver's license, Social Security card) and marriage certificate to the **CHAMPVA Eligibility Center** via mail (P.O. Box 469028, Denver, CO 80246) or fax (303-331-7804). You should also proactively verify and, if necessary, update her dependency information with the VBA by contacting the VA at 1-800-827-1000, as ChampVA data flows from that master record. Until the corrected card arrives, retain the current card and all submission receipts, as providers may still process claims with proper supporting documentation. *This information is for educational purposes regarding VA benefits procedures and is not legal or medical advice.*

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What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
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Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).