Will the VA pay for my medical care if I live in another country?

Yes, for service-connected conditions, through the Foreign Medical Program (FMP). This is one of the least-known VA benefits, and veterans regularly assume their VA health care simply ends at the border. It does not.

FMP is a reimbursement program authorized under 38 USC 1724 for veterans living or traveling outside the United States. It covers treatment of conditions the VA has rated as service-connected, including medications and durable medical equipment related to those conditions. It is not the full VA medical benefits package: routine care for conditions that are not service-connected is generally not covered, so veterans with significant non-service-connected health needs should plan for local insurance alongside it.

What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
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The mechanics are different from care inside a VA facility. You register with the FMP office first. Then you see ordinary local doctors, clinics, and hospitals in the country where you live, pay the bill yourself, and submit a claim to FMP for reimbursement with itemized billing records. There is no network to stay inside, which means you choose your own providers, but it also means you need to front the money and keep meticulous paperwork. Claims and receipts in a foreign language can be submitted, though clear documentation of the diagnosis and its connection to your rated conditions speeds things up.

Two related points. Your VA disability compensation itself is payable no matter where in the world you live, so moving abroad does not touch your monthly payment. And the Philippines is a special case, with a VA outpatient clinic in Manila that operates differently from FMP coverage elsewhere.

If you are a veteran overseas or planning a move, the concrete next step is to register with the Foreign Medical Program before you need care, so that reimbursement is available the first time a service-connected condition sends you to a local doctor.

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Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).