r/VeteransBenefits

Help with VA math

The VA's process of issuing a decision letter while the claim remains open in the "Gathering of Evidence" phase (Step 3) is a standard procedural occurrence, not an error. The VA often issues a Rating Decision (your letter showing 90%) on the conditions it has fully developed, while simultaneously continuing development on other potential issues within the same claim file, such as evaluating increased severity for an existing condition or a new secondary condition. This is supported by case law like *Buchanan v. Nicholson*, which affirms the VA's duty to maximize benefits by considering all potential claims raised by the evidence. Your combined rating of 90% is calculated using the VA's "combined ratings table" (38 CFR 4.25), starting with your highest rating (70% for PTSD, Diagnostic Code 9411 under 38 CFR 4.130). Using VA math, a 70% rating leaves a 30% "able-bodied" remainder; your next highest 50% rating is applied to that 30%, adding 15% for a tentative total of 85%. This process continues with your 40% (knee), 10% (tinnitus), and 10% (hip) ratings, yielding a final combined evaluation of approximately 90% (specifically, 94% before rounding down to 90%). Your actionable next step is to review your decision letter carefully—it will detail the granted conditions and their effective dates, and should also state if any issues were deferred, which explains the return to Step 3. You must now wait for the completion of the deferred issue(s), but you should also verify the accuracy of each individual rating against the VA's *Schedule for Rating Disabilities* (e.g., 38 CFR 4.124a for migraines) to ensure they reflect your current symptom severity, as you have the right to appeal or file for an increase if they do not.

***Disclaimer: This information is for educational purposes regarding VA procedures and is not legal, medical, or official claims advice. For guidance on your specific claim, consult an accredited VA attorney, claims agent, or Veterans Service Organization.***

What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
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Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).