You are correct that you are generally not eligible for direct VA disability compensation; however, your father's 100% rating may entitle you, as his dependent, to certain benefits, which you have already identified. The primary avenues are Dependency and Indemnity Compensation (DIC), which is for survivors after a veteran's death, and Chapter 35 Dependency and Educational Assistance (DEA) benefits, which are for dependents of a living veteran with a total and permanent disability rating. For DEA, your father's rating must be both 100% and "permanent and total" (P&T), as defined under 38 CFR 3.340(a). You should verify his award letter states "Permanent and Total" or that he is in receipt of Total Disability based on Individual Unemployability (TDIU) without future exams scheduled. If P&T, you can apply for DEA (38 USC Chapter 35, 38 CFR 21.3021) for educational and training benefits. During his lifetime, you may also be eligible for healthcare through CHAMPVA if you are under 23 or permanently disabled, and he can add you as a dependent for increased compensation under 38 CFR 3.250, 3.651. Your actionable next steps are to: 1) Review his official VA decision letter for the P&T designation, 2) If confirmed, have him add you as a dependent via VA Form 21-686c, and 3) For DEA, you apply using VA Form 22-5490. For comprehensive guidance, consult with a VA-accredited claims agent or attorney, as established in *Buchanan v. Nicholson*, which underscores the VA's duty to assist, but proactive evidence gathering is crucial.
*Disclaimer: This information is for educational purposes only and does not constitute legal or medical advice. You should consult with the VA or a VA-accredited professional for guidance specific to your situation.*
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