Your denial likely hinges on the VA's interpretation of "substantially confined" under 38 CFR 3.350(i) for statutory housebound (SMC-S), which requires a single 100% disability *plus* separate disabilities independently ratable at 60% or more, or being "permanently housebound by reason of service-connected disability." While your agoraphobia is a PTSD symptom, the VA often denies factual housebound claims when exam or treatment records show any regular ability to leave home, as seen in BVA cases citing attendance at appointments as evidence against being "substantially confined." The rater may have focused on the incomplete statement that your PTSD symptoms "make it d[ifficult]" but not impossible, missing the legal standard that you need not be completely bedridden. To appeal, you must build a medical nexus explicitly stating your PTSD-agoraphobia causes "substantial confinement," per *DeLuca v. Brown*, which allows consideration of the "particular disabilities" and their combined impact. Obtain a detailed, supportive Independent Medical Opinion (IMO) from your psychiatrist linking your PTSD diagnostic code (likely 9411 under 38 CFR 4.130) to an inability to leave home except for medical care, addressing the VA's "when motivated" rationale head-on. Concurrently, file a Supplemental Claim with this new evidence, specifically citing 38 CFR 3.303(d) on chronicity and 38 CFR 4.130's "occupational and social impairment" criteria to argue the severity of your agoraphobia meets the housebound threshold.
*This information is for educational purposes only and does not constitute legal or medical advice; consult an accredited VA attorney or agent for guidance on your specific claim.*
Official 2026 VA monthly compensation, including the 2.8% COLA increase.
Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.
| Rating | Monthly (2026, incl. 2.8% COLA) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
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