Can I stay in the National Guard with a 100% VA disability rating, and how does my drill pay work?

A VA disability rating, even at 100%, does not automatically end your military service obligation. The VA rating system and the military's fitness-for-duty determination are two separate processes. Whether you can continue serving in the Guard depends on your branch's medical retention standards, not your VA percentage. If your command believes your condition affects your ability to perform duties, you may be referred to a Medical Evaluation Board (MEB) and, if needed, a Physical Evaluation Board (PEB) through the Integrated Disability Evaluation System (IDES). That process determines fitness for duty and, separately, a Department of Defense disability rating, which can differ from your VA rating.

The part that causes the most confusion is pay. Under 38 U.S.C. § 5304(c), you cannot receive both full VA disability compensation and military drill or active-duty pay for the same day. For every day you perform paid duty (drill weekends, annual training, or active orders), you must choose to either waive your VA compensation for that day or waive your military pay for that day. Most service members choose to waive the smaller amount, often the drill pay, since VA compensation at 100% is typically higher, but this is a personal financial decision. VA will usually send a waiver election form once it becomes aware of concurrent service, and failing to respond can lead to retroactive overpayment issues if the agency later discovers the conflict through pay data matching.

What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
See your full claim picture — free
Free VetAid tool

Does your rating decision hold up under a real audit?

Upload your decision letter and C&P exams — VetAid's analyzer reads the full file, checks every examiner statement word-for-word against your records, and shows which arguments for a higher rating actually hold. Free, and we never take a cut of your back pay.

Analyze my claim free →

If you are mobilized onto active duty orders for 30 days or more, additional rules apply, since VA compensation generally cannot be paid at all during that period unless you have a combined rating of 50% or higher and otherwise qualify for continued payment under specific statutory exceptions; even then, the day-for-day offset principle still applies.

Because the interaction between drill status, mobilization orders, and VA offset rules is detailed and depends on your specific orders and pay statements, the most reliable next step is to contact both your unit's personnel/finance office and the VA to proactively report your continued service and ask for the correct waiver election form, rather than waiting for VA to detect the overlap later.

Need a deeper analysis?

Our AI checks your situation against outcome data from 1,900,000+ Board of Veterans' Appeals (BVA) decisions (1992–2025).

Analyze Your Claim Free
← Back to all questions
Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).

VetAid is a free veterans claims tool, not a VA-accredited representative — it does not file anything with VA for you, and it works alongside your accredited VSO, claims agent or attorney. About VetAid