Accreditation
Not accredited by the VA
Official 2026 VA monthly compensation, including the 2.8% COLA increase.
Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.
2026 base rates, all ratings (veteran alone)
| Rating | Monthly (2026, incl. 2.8% COLA) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
Under 38 CFR 14.629, only a VA-accredited attorney, claims agent, or Veterans Service Organization representative may represent a veteran on a VA claim, and under 38 U.S.C. 5904 no one may charge a fee for preparing an initial claim.
What they charge
Marketed to veterans as free, then billed as a fee tied to the size of the disability increase obtained.
- Six times the amount of any disability increase the veteran received, per the Texas Attorney General's allegations
Source: Texas Attorney General, State of Texas v. VA Claims Insider, LLC
The lawsuit
| Case | State of Texas v. VA Claims Insider, LLC |
|---|---|
| Case number | Texas OAG enforcement action, filed December 12, 2023 |
| Court | Texas state court — action brought by the Office of the Attorney General of Texas |
| Filed | 2023-12-12 |
| Status | Resolved January 23, 2026 by agreed final judgment and permanent injunction. |
What the court has ruled
- An agreed final judgment and permanent injunction was entered. VA Claims Insider is prohibited from collecting debts from consumers who were misled into believing its services were free, and agreed to forgo collection on qualifying debts reaching back nine years — more than $6.8 million in debt relief by the Attorney General's estimate.2026-01-23 — Office of the Attorney General of Texas, press release, January 23, 2026
What the court has not decided: An agreed judgment is a negotiated resolution, not a trial verdict. The company resolved the matter without admitting wrongdoing, and the court made no finding that the allegations were true.
Claims brought
- Texas Deceptive Trade Practices Act — false, misleading and deceptive acts and practices
What the lawsuit alleges
- That the company posed as a legitimate veterans' assistance organization while charging disabled veterans for help with VA benefits
- That it marketed its services as free while charging fees six times the amount of any disability increase the veteran received
- That it misrepresented its cancellation procedures, its contract terms, the true cost of its services, and its relationship to the medical provider it recommended
- That it pursued burdensome debt collection against veterans who refused to pay
The company denies wrongdoing. VA Claims Insider resolved the case without admitting wrongdoing.
Primary court documents
What this means for you
- If VA Claims Insider billed you and you were led to believe its services were free, the permanent injunction bars the company from collecting that debt. You should not be paying an invoice the injunction covers.
- The debt relief reaches back nine years from the January 2026 judgment, so older invoices may be covered.
- This was the Texas Attorney General acting on behalf of consumers. You did not need to file anything to be covered by the injunction, and there is no claim form for it.
- A separate private class action against the company is also pending. It is not the same case as the Texas action and has its own procedure.
- If the company continues to pursue a debt you believe the injunction covers, that is worth reporting to the Texas Attorney General's consumer protection division.
- Nothing in either case affects your VA rating or your claim.
You can get this help for free
Only a VA-accredited attorney, claims agent, or Veterans Service Organization representative may represent you on a VA claim (38 CFR 14.629). Accredited representatives may not charge you for preparing an initial claim, and VSOs do not charge veterans at all.
- Find a VA-accredited representative — the VA's official search
- Check whether someone is accredited — VA Office of General Counsel database
- DAV, VFW, American Legion, and your state or county veterans service office — all free
If a company sells its service as coaching, education, consulting, or a strategy session rather than claims assistance, check its accreditation before you sign anything.
Sources
- Texas Attorney General — $6.8 million in debt relief for disabled veterans — retrieved 2026-08-06
- Bloomberg Law — VA claims helper to forgo $6.8 million to end Texas suit — retrieved 2026-08-06
- VA Office of General Counsel — accreditation search — retrieved 2026-08-06
Every statement on this page is drawn from public court records, official government databases, or the company's own published material. Last verified 2026-08-06.
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