r/VeteransBenefits

Medical Opinion Appointment

A deferred rating means the VA requires additional evidence, typically a medical opinion, to adjudicate those specific issues, and your upcoming Medical Opinion Appointment is a critical step where a VA-contracted clinician will review your file—including your private treatment records—to provide a formal nexus opinion on service connection per 38 CFR 3.303 (direct service connection), 3.309 (TERA), and 3.306 (aggravation). The examiner will complete a Disability Benefits Questionnaire (DBQ) and opine on the "at least as likely as not" (50% or greater probability) standard for causation or aggravation, as established in *Buchanan v. Nicholson*. Your absence is normal; this is a records review. To strengthen the opinion, immediately upload a personal, detailed statement via VA Form 21-4138 connecting your in-service event, TERA exposure, or pre-service condition to your current diagnoses, citing specific private treatment dates and symptoms, and explicitly request the examiner review all associated files per *DeLuca v. Brown*, which holds the VA must consider the full picture of your disability. Proactively ensure your private medical records are fully uploaded to your claim file; if not, submit them now with a cover sheet noting your claim number. Monitor your appointments via the VA portal and, once complete, prepare for a possible rating decision within 2-4 months. *Disclaimer: This is educational information for claims assistance and not official legal or medical advice; for personalized guidance, consult an accredited VA attorney or claims agent.*

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What would this rating pay you? (2026 rates)

Official 2026 VA monthly compensation, including the 2.8% COLA increase.

per month ·  per year, tax-free

Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.

2026 base rates, all ratings (veteran alone)
RatingMonthly (2026, incl. 2.8% COLA)
10%$180.42
20%$356.66
30%$552.47
40%$795.84
50%$1,132.90
60%$1,435.02
70%$1,808.45
80%$2,102.15
90%$2,362.30
100%$3,938.58
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Disclaimer: VetAid is not a law firm, medical practice, or Veterans Service Organization. This information is for educational purposes only and does not constitute legal, medical, or professional advice. Consult with a qualified VA-accredited attorney or your VSO representative. Veterans Crisis Line: 988 (press 1).