Yes, you should absolutely submit an Intent to File (ITF) now, as it is the most critical action you can take to protect your potential effective date while you gather the necessary medical evidence. Under 38 CFR 3.155(b), an ITF secures a potential effective date for up to one year, giving you time to obtain a formal diagnosis and compile your claim without losing retroactive benefits. Since you are within the 180- to 90-day pre-separation window, you are also eligible for the Benefits Delivery at Discharge (BDD) program, but the ITF serves as a crucial backstop if your BDD submission is not fully complete at separation. For conditions like mental health disorders, which are rated under Diagnostic Code 9400 in 38 CFR 4.130, or musculoskeletal issues, the diagnosis is a required element; however, the ITF preserves the date so that when you later file the fully developed claim with a supporting diagnosis and nexus (often a medical opinion linking the condition to service), your benefits can be backdated. Relevant case law like *DeLuca v. Brown* emphasizes that the severity of a disability is judged throughout the entire claims process, allowing you to submit additional evidence of increased severity even after filing. Your actionable next steps are: 1) Immediately file an ITF online via VA.gov (which automatically creates the ITF date), 2) Report all current symptoms and seek a diagnosis through your military treatment facility to create in-service documentation, and 3) Work with a VSO or accredited claims agent to prepare and submit your formal BDD claim with all available service treatment records, including deployment-related entries, prior to your DOS. **Disclaimer: This information is for educational purposes regarding VA claims processes and is not intended as legal or medical advice.**
Need a deeper analysis?
Official 2026 VA monthly compensation, including the 2.8% COLA increase.
Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.
| Rating | Monthly (2026, incl. 2.8% COLA) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
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