Based on the combined ratings table (38 CFR 4.25), your listed ratings of 70, 50, 30, 20, 20, and 10 combine to a 95% *combined evaluation*, which the VA rounds down to a 90% *final disability rating*—this is likely the discrepancy you are encountering, as the VA does not use simple addition. The VA applies the table sequentially, starting with the highest rating: a 70% rating combined with a 50% yields an 85% combined value. Adding the 30% to 85% yields approximately 90%, and further adding the 20%, 20%, and 10% ratings results in a final combined value of 95%, which rounds to 90%. To achieve a 100% scheduler rating, you would need additional service-connected conditions or an increase in severity of an existing condition to push the combined value to 95% or higher (which rounds to 100%). Actionable next steps include: 1) requesting a Decision Review Officer (DRO) hearing to verify the accuracy of the combined rating calculation; 2) filing for an increased rating on a condition if your symptoms have worsened, referencing the specific criteria in the VA Schedule for Rating Disabilities (e.g., 38 CFR 4.130 for mental health); and 3) exploring eligibility for Total Disability based on Individual Unemployability (TDIU) if your service-connected conditions prevent you from securing substantially gainful employment, as this pays at the 100% rate regardless of your combined scheduler percentage. *Note: This is educational information for claims assistance and is not intended as legal or medical advice.*
Need a deeper analysis?
Official 2026 VA monthly compensation, including the 2.8% COLA increase.
Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.
| Rating | Monthly (2026, incl. 2.8% COLA) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
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