Your husband’s situation presents a significant legal conflict between his Reserve enlistment and a potential 100% Permanent & Total (P&T) VA rating, as the regulations are mutually exclusive. Under 38 CFR 3.303(b), service connection requires a chronic disability; a 100% scheduler rating under, for example, Diagnostic Code (DC) 9200 for schizophrenia (referenced in 38 CFR 4.130) denotes total occupational and social impairment. Critically, 38 CFR 3.301(c)(3) explicitly prohibits concurrent receipt of VA compensation for a service-connected disability and active or inactive duty training pay, and the VA will terminate compensation for any period of active service. Furthermore, a 100% P&T rating is fundamentally incompatible with the physical standards for military service, including the Reserves. While case law like *DeLuca v. Brown* addresses increased ratings based on impaired mobility, it does not override the statutory bar. The actionable next step is an immediate consultation with a Veterans Service Organization (VSO) or VA-accredited attorney to navigate this before his first drill. He must understand that if he receives a 100% P&T decision, he must disclose it to his Reserve command, as continuing to drill would constitute fraud and require repayment of all VA compensation received during his reserve service. He should also formally request a copy of his enlistment physical (DD Form 2808) to document his medical status at accession.
***Disclaimer: This information is for educational purposes regarding VA policy and procedure and does not constitute legal, medical, or official military advice. Consult with a VA-accredited attorney or agent for your specific case.***
Official 2026 VA monthly compensation, including the 2.8% COLA increase.
Dependent add-ons start at a 30% rating. Child-only and dependent-parent rates: see the full 2026 pay chart.
| Rating | Monthly (2026, incl. 2.8% COLA) |
|---|---|
| 10% | $180.42 |
| 20% | $356.66 |
| 30% | $552.47 |
| 40% | $795.84 |
| 50% | $1,132.90 |
| 60% | $1,435.02 |
| 70% | $1,808.45 |
| 80% | $2,102.15 |
| 90% | $2,362.30 |
| 100% | $3,938.58 |
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