Do you guys supplement your Va benefits with any other health insurance?

Yes, many veterans supplement VA healthcare with other insurance, particularly to address gaps like delayed prescriptions, but your options depend on your specific circumstances. As a non-working veteran with a 50% rating, you are enrolled in VA Priority Group 1, granting you comprehensive VA care without copays for service-connected conditions, but medication delays can occur. You may legally obtain other coverage; VA care is considered minimum essential coverage under the ACA, so you can purchase a private plan (like COBRA) or, if eligible, enroll in Medicaid or Medicare without penalty, using these to access civilian pharmacies and providers during VA delays. However, note that by law (38 CFR 17.108), VA must be the last payer for non-service-connected care, meaning your private insurance would be billed first for any non-VA care. For service-connected needs, consider filing a complaint about medication delays through your VA patient advocate and exploring a Community Care Network referral under the MISSION Act if access standards aren't met. Additionally, if your service-connected conditions prevent gainful employment, you could pursue Total Disability based on Individual Unemployability (TDIU) under 38 CFR 4.16, potentially increasing your compensation to the 100% rate and granting you VA pharmacy benefits without delays. For non-service-connected financial hardship, apply for VA hardship status to potentially reduce copays. **This is educational information for claims assistance, not legal, medical, or official VA advice.**