Anyone bought a home in CT with 100% Va disability ? Recently ??

Yes, as a 100% Permanent & Total (P&T) disabled veteran in Connecticut, you can purchase a home using your VA loan benefit and are eligible for a significant property tax exemption. For mortgage approval, lenders will evaluate your debt-to-income (DTI) ratio using your VA disability income, which is considered stable and tax-free under 38 U.S.C. 5301; many lenders successfully approve loans based solely on this income if the projected mortgage payment (including taxes and insurance) is sustainable, typically targeting a DTI below 41%. Critically, Connecticut law (Public Act 25-168) provides a property tax exemption for 100% P&T veterans, which, according to state statutes, exempts **$50,000** of your home's assessed value from taxation, substantially lowering your annual property tax burden—you must apply for this exemption through your local town assessor's office with your VA award letter. When using your VA loan (38 CFR 36.4340), you are exempt from the VA funding fee, but you must ensure your Certificate of Eligibility (COE) and lender paperwork reflect your 100% status to avoid erroneous charges, a common issue referenced in cases like *Buchanan v. Nicholson* which emphasizes the VA's duty to assist. Your actionable next steps are: 1) Obtain your COE via the VA portal, 2) Get pre-approved with a VA-savvy lender to determine your precise budget, 3) Research specific municipalities for their tax assessment rates and application process for the veteran exemption, and 4) Work with a real estate agent experienced in VA loans to identify suitable properties.

*This information is for educational purposes regarding VA benefits and is not legal, financial, or medical advice; consult with a VA-accredited attorney, a tax professional, or a qualified lender for guidance specific to your situation.*